NSA CREDIT CARD
A low rate credit card with up to 55 days interest free on purchases. Half the annual fee goes to National Seniors Australia to help with their work on advocacy and financial literacy
Category: Credit and Charge Cards Last Updated December 1, 2024 Effective January 10, 2025
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate
NA PA
NA PA
Comparison Rate
NAPA*
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, PURCHASE, 8.99%
- Lending Rate Type: Purchase
- Interest Rate: 8.99%, Comparison Rate 0.00%
- Repayment Type:
- Loan Purpose:
Product Features
- Balance Transfers
- Additional Cards
- Bill Payment
- Card Access
- Digital Wallet Additional Information: Payment options
- Interest Free Additional Information: Up to 55 days. When you pay your balance in full by the due date each monyh
Product Eligibility
- Min Age - 18.
- Natural Person
- Residency Status - Australian Citizen Or Permanent Residency Only.
Bank Fees and Charges
- Late Payment (Event), Amount: 25.00.
- International Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: Payable when you use your VISA card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant or that is processed by an entity outside Australia. The fee is converted to Australian dollars using the exchange rate valid on the day the emergency card is produced.
- Atm Withdrawal/cash Advance Overseas (Transaction), Amount: 5.00.
- Visa Chargebacks (Event), Amount: 25.00.
- Out Of Date Card Details (Event), Amount: 25.00.
- Credit Card Annual Fee - Nsa (Periodic), Amount: 50.00. Additional Information: Half of annual fee ($25) will go back to National Seniors
- Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
- Bank@post Cheque Deposit (Deposit), Amount: 2.00.
- Bank@post Withdrawal, Cash Advance Or Cash Deposit (Transaction), Amount: 4.00.
- Cancel Replacement Of Visa Card (Event), Amount: 50.00. Additional Information: Charged in US Dollars
- Replacement Of Visa Card (overseas) Std (Event), Amount: 55.00.
- Replacement Of Visa Card (within Aus) (Event), Amount: 12.50.
- Domestic Cash Advance Fee (Transaction), Amount: 2.00. Additional Information: Fee charged on the day of the transaction
- Overseas Cash Advance Fee (Transaction), Amount: 5.00. Additional Information: Charged on the day of the transaction
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