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  Aussie Elevate Loan

 General Lending Rates

• Lending Rate Type: Variable
• Interest Rate: 6.18%, Comparison Rate 6.29%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.63%, Comparison Rate 6.67%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.63%, Comparison Rate 6.78%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.73%, Comparison Rate 7.77%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.73%, Comparison Rate 7.87%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.33%, Comparison Rate 6.40%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.33%, Comparison Rate 6.51%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.78%, Comparison Rate 6.86%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.78%, Comparison Rate 6.96%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.23%, Comparison Rate 6.67%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.23%, Comparison Rate 6.77%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.73%, Comparison Rate 7.15%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.73%, Comparison Rate 7.25%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.33%, Comparison Rate 6.40%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.33%, Comparison Rate 6.51%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.78%, Comparison Rate 6.86%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.78%, Comparison Rate 6.96%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.94%, Comparison Rate 6.16%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.94%, Comparison Rate 6.27%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.64%, Comparison Rate 6.08%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.64%, Comparison Rate 6.19%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.29%, Comparison Rate 6.22%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.29%, Comparison Rate 6.32%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.39%, Comparison Rate 6.26%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.39%, Comparison Rate 6.37%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.39%, Comparison Rate 6.28%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.39%, Comparison Rate 6.38%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.28%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.39%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.34%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.44%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.39%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.49%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.44%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.54%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.48%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.79%, Comparison Rate 6.58%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.43%, Comparison Rate 6.47%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.43%, Comparison Rate 6.58%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.88%, Comparison Rate 6.92%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.88%, Comparison Rate 7.03%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.68%, Comparison Rate 6.76%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.68%, Comparison Rate 6.86%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.13%, Comparison Rate 7.21%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.13%, Comparison Rate 7.31%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.74%, Comparison Rate 6.60%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.74%, Comparison Rate 6.70%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.19%, Comparison Rate 7.05%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.19%, Comparison Rate 7.15%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.68%, Comparison Rate 6.76%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.68%, Comparison Rate 6.86%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.13%, Comparison Rate 7.21%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 7.13%, Comparison Rate 7.31%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.48%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.58%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.48%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.59%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.49%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 6.59%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.53%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.64%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.54%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.65%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.49%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.59%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.50%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.59%, Comparison Rate 6.60%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.64%, Comparison Rate 6.53%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.64%, Comparison Rate 6.63%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.74%, Comparison Rate 6.58%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.74%, Comparison Rate 6.68%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.74%, Comparison Rate 6.60%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.74%, Comparison Rate 6.70%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.43%, Comparison Rate 6.67%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.68%, Comparison Rate 6.92%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

 Product Features

• Redraw Additional Information: Online redraw available

• Other Additional Information: Unlimited additional repayments if variable, up to $20,000 when fixed

• Other Additional Information: Variable or Fixed Rate

• Offset Additional Information: 100% Offset Account available on Fixed and Variable rate loans

 Product Eligibility

• Min Age - 18.

 Bank Fees and Charges

• Subsequent Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Payable for a valuation performed as the result of your request for us to deal with a security after settlement.

• Online Redraw (Event), Amount: 0.00. Additional Information: Payable when you redraw all or part of any repayments made on your loan (minimum $1). Per internet banking withdrawal - free

• Overdrawn Approval (Event), Amount: 35.00. Additional Information: For all transactions initiated by you or an account operator that we approve and that overdraws your account (charged per day, not per transaction). This fee will not be charged where the bank is notified that all party(ies) to the loan are deceased

• Direct Debit Dishonour Fee (Event), Amount: 10.00. Additional Information: When there are insufficient funds in your account to cover a direct debit, this fee is charged

• Fixed Rate Break Costs (Variable), Amount: Not Listed.. Additional Information: Break costs may be payable in certain circumstances during a fixed rate term, such as: converting to another annual percentage rate; or Prepaying part (currently more than $20,000 p.a) or all of the outstanding loan

• Monthly Administration Fee (no Offset) (Periodic), Amount: 0.00.

• Loan Processing Fee - Construction (Upfront), Amount: 775.00.

• Loan Processing Fee (Upfront), Amount: 299.00.

• Additional Processing Fee Per Split Loan (Event), Amount: 0.00. Additional Information: Payable for additional processing required for each split loan

• Settlement Fee (Upfront), Amount: 199.00.

• Valuation Fee (Variable), Amount: 0.00. Additional Information: We will cover up to $300 of valuation costs to originate the home loan. Where these costs exceed $300 you must pay this excess amount.

• Manual Redraw Fee (Event), Amount: 50.00. Additional Information: Payable when you redraw all or part of the residual amount of the loan balance and loan limit.

• Repayment Recalculation Fee (Event), Amount: 50.00. Additional Information: If you pay extra funds into your home loan, you may be able to recalculate your repayments in order to reduce what you need to pay each month. This would effectively clear any ahead amount on your loan. (The extra funds paid into the loan prior to the recalculation would not be available for redraw.)

• Loan Variation Fee - Simple (Event), Amount: 150.00. Additional Information: Payable when we agree to: – vary your existing contract or; – a request to a consent or change of borrower details or; – convert to another annual percentage rate or; – convert your home loan from one product to another or; – release or substitute a security (Discharge administration fee may also be applicable)

• Loan Variation Fee - Complex (Event), Amount: 300.00. Additional Information: Payable when we agree to: – a removal of guarantors or; – increase your amount of credit or; – a transfer subject to mortgage or subsequent mortgage or; – a sub division

• Discharge Administration Fee (Event), Amount: 325.00. Additional Information: Payable for each security attached to a home loan that we partially or fully discharge at your request. Note: A Loan Variation fee may be charged

• Loan Processing Fee - Bridging Loan (Upfront), Amount: 1500.00. Additional Information: A Bridging loan offers you an easy way to purchase or build a new home before you sell your existing one. Rather than needing to make two sets of loan repayments while you are selling your existing home, no repayments are required on the new home loan for the Bridging period

• Loan Processing Fee - Bridging / Construction (Upfront), Amount: 1500.00. Additional Information: Fee payable when loan is both bridging and construction

• Offset Admin Fee (Periodic), Amount: 10.00. Additional Information: Monthly administration fee. Payable each month for each loan with an offset (per account)

• Company Search Fee (Upfront), Amount: 25.00. Additional Information: Payable each time a company search is required

• Arrears Administration Fee (Event), Amount: 35.00. Additional Information: This fee is debited to your home loan account when you’re in arrears and debited every 28 days for as long as you remain in arrears. The fee is payable with the next minimum repayment.

• Legal Fees For Establishing Loan (Variable), Amount: 0.00. Additional Information: Payable for services including the preparation of the security documents and/or attending to settlement on our behalf and/or conducting all title search enquiries necessary to effect settlement. The fee is payable on the settlement date.

• Loan Variation Fee (Event), Amount: 150.00. Additional Information: This fee is charged if you apply to us to vary existing contract before settlement

 Limitations & Restrictions (Constraints)

• Min Limit of 10000.00