(02) 8859 8955

  Tiimely

 General Lending Rates

• Lending Rate Type: Variable
• Interest Rate: 5.99%, Comparison Rate 6.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.09%, Comparison Rate 6.60%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 7.09%, Comparison Rate 6.50%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.84%, Comparison Rate 6.13%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.54%, Comparison Rate 6.06%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.94%, Comparison Rate 6.13%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.14%, Comparison Rate 6.19%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.14%, Comparison Rate 6.20%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.84%, Comparison Rate 6.02%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.54%, Comparison Rate 5.95%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 5.94%, Comparison Rate 6.02%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.14%, Comparison Rate 6.08%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.14%, Comparison Rate 6.09%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.54%, Comparison Rate 6.20%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.34%, Comparison Rate 6.21%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.34%, Comparison Rate 6.23%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.54%, Comparison Rate 6.32%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.54%, Comparison Rate 6.36%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.54%, Comparison Rate 6.10%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.34%, Comparison Rate 6.10%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.34%, Comparison Rate 6.13%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.54%, Comparison Rate 6.22%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Fixed
• Interest Rate: 6.54%, Comparison Rate 6.26%
• Repayment Type: Interest Only
• Loan Purpose: Owner Occupied

• Lending Rate Type: Variable
• Interest Rate: 6.29%, Comparison Rate 6.40%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.29%, Comparison Rate 6.29%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.54%, Comparison Rate 6.50%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Variable
• Interest Rate: 6.54%, Comparison Rate 6.40%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.24%, Comparison Rate 6.40%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.14%, Comparison Rate 6.37%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.14%, Comparison Rate 6.36%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.34%, Comparison Rate 6.42%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.34%, Comparison Rate 6.42%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.24%, Comparison Rate 6.29%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.14%, Comparison Rate 6.27%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.14%, Comparison Rate 6.25%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.34%, Comparison Rate 6.31%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.34%, Comparison Rate 6.32%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.34%, Comparison Rate 6.41%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.24%, Comparison Rate 6.39%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.24%, Comparison Rate 6.38%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.44%, Comparison Rate 6.45%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.44%, Comparison Rate 6.46%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.34%, Comparison Rate 6.30%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.24%, Comparison Rate 6.28%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.24%, Comparison Rate 6.28%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.44%, Comparison Rate 6.35%
• Repayment Type: Interest Only
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 6.44%, Comparison Rate 6.36%
• Repayment Type: Interest Only
• Loan Purpose: Investment

 Product Features

• Redraw Additional Information: Online redraw available

• Other Additional Information: Unlimited additional repayments if variable, up to $20,000pa when fixed

• Other Additional Information: Variable or Fixed Rate

• Offset Additional Information: 100% Offset Account available on Fixed and Variable rate loans

 Product Eligibility

• Min Age - 18.

 Bank Fees and Charges

• Legal Fees For Establishing The loan  (Variable), Amount: Not Listed.. Additional Information: Payable for services including the preparation of the security documents and/or attending to settlement on our behalf and/or conducting all title search enquiries necessary to effect settlement. This fee is payable on the Settlement Date 

• Monthly Administration Fee (no Offset) (Periodic), Amount: 0.00.

• Direct Debit Dishonour Fee (Event), Amount: 10.00. Additional Information: When there are insufficient funds in your account to cover a direct debit, this fee is charged

• Fixed Rate Break Costs (Variable), Amount: Not Listed.. Additional Information: Break costs may be payable in certain circumstances during a fixed rate term, such as: converting to another annual percentage rate; or Prepaying part (currently more than $20,000 p.a) or all of the outstanding loan

• Arrears Administration Fee (Event), Amount: 35.00. Additional Information: This fee is debited to your Home Loan Account when you are in arrears. This fee is debited to your Home Loan Account every 28 days thereafter for so long as you remain in arrears.

• Loan Processing Fee (Variable), Amount: 150.00. Additional Information: This fee is paid for us to prepare loan documentation necessary to enable the home loan to settle. This fee is only applicable to existing Tiimely customers who are making changes to their lending that cannot be offered directly through Tiimely.

• Additional Processing Fee Per Split Loan (Event), Amount: 0.00.

• Subsequent Valuation Fee (Variable), Amount: 0.00. Additional Information: Subsequent valuation fee - Payable for a valuation performed as the result of your request for us to deal with a security after settlement

• Online Redraw Fee (Event), Amount: 0.00.

• Repayment Recalculation Fee (Event), Amount: 50.00. Additional Information: This fee is charged each time you request that we agree to a decrease in your repayments

• Loan Variation Fee - Simple (Event), Amount: 150.00. Additional Information: This fee is charged if you apply for us to: Vary your existing contract, Convert to another annual percentage rate, Agree to a request to a consent or change of borrower details, Release or substitute a security (a discharge administration fee may also be payable)

• Loan Variation Fee - Complex (Event), Amount: 300.00. Additional Information: Payable when we agree to: • Increase your amount of credit or • a transfer subject to mortgage or subsequent mortgage or • a sub division

• Discharge Administration Fee (Event), Amount: 325.00. Additional Information: Payable for each security attached to a home loan that we partially or fully discharge at your request.

• Offset Admin Fee (Periodic), Amount: 10.00.

• Manual Redraw Fee (Event), Amount: 50.00. Additional Information: Payable when you redraw all or part of any repayments made on your loan (minimum $1).

• Bridging Loan (Upfront), Amount: 295.00.

• Construction (Upfront), Amount: 295.00.

• Bridging & Construction (Upfront), Amount: 440.00.

• Loan Variation Fee (Event), Amount: 150.00. Additional Information: This fee is charged if you apply to us to vary an existing contract before settlement occurs.

 Limitations & Restrictions (Constraints)

• Min Limit of 10.000 Additional Information: Ten Thousand