2 YEAR FIXED HOME LOAN SPECIAL - INVESTMENT (Principal and Interest) LVR <80%
A fixed rate special for 2 years for investors with LVR <80%, wanting certainty of repayments for a period. 100% offset account, ability to make extra repayments and no monthly or annual fees.
Category: Home Loans Last Updated October 14, 2024 Effective October 13, 2024
General Lending Rates
Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
5.49% PA
5.49% PA
Comparison Rate
5.98%PA*
5.98%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Offset
- Redraw
Product Eligibility
- Natural Person
- Min Age - 18.
- Residency Status - Australian Citizen Or Permanent Residency Only.
Bank Fees and Charges
- Home Loan Application Fee (Upfront), Amount: 500.00. Additional Information: Includes application, one legal and standard valuation fee free for first application, for one security only.
- Loan Variation Fee (Event), Amount: 250.00. Additional Information: Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type)
- Special Attendance (Event), Amount: 300.00. Additional Information: $300 + at cost fees
- Re-issue Loan Documentation Fee (Event), Amount: 125.00.
- Late Payment (Event), Amount: 25.00.
- Default Notice Fee (Transaction), Amount: 50.00.
- Failure To Comply Notice (Event), Amount: 25.00.
- Rental Or Contract Performance Guarantee (Event), Amount: 500.00. Additional Information: $250 upfront preparation fee plus $250 p.a. (paid in advance)
- Early Repayment Fee (erf) (Event), Amount: 0.00. Additional Information: Refer to loan contract
- Production Of Deeds (Event), Amount: 0.00. Additional Information: Charged at cost
- Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Mortgage Default Notice Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Staff Assisted Transfer (Event), Amount: 2.00.
- Copy Of Print Statement - Fee (Event), Amount: 1.50. Additional Information: $1.50 per page
Limitations & Restrictions (Constraints)
- Min Limit of 50000.00
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