RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.69% (6.48%*)

  Flexible Home Loan with Member Package

All the features of a ME Flexible Home Loan with added Member Package benefits like lower variable rates and reduced fees.
Category: Home Loans  Last Updated October 14, 2024  Effective March 25, 2015

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupied with Principal and Interest repayment type
Interest Rate
5.59% PA
Comparison Rate
6.53%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.38%, Comparison Rate 8.74%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.38%, Comparison Rate 8.74%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.50%, Comparison Rate 8.86%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.36%, Comparison Rate 8.72%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR more than 90%
Minimum: 90.01 PERCENT Maximum: PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.71%, Comparison Rate 9.07%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 50% or less
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.28%, Comparison Rate 6.67%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.28%, Comparison Rate 6.67%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.28%, Comparison Rate 6.67%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.28%, Comparison Rate 6.67%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.49%, Comparison Rate 6.87%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR more than 90%
Minimum: 90.01 PERCENT Maximum: PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.16%, Comparison Rate 8.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 50% or less
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.14%, Comparison Rate 6.53%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.14%, Comparison Rate 6.53%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.19%, Comparison Rate 6.58%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.19%, Comparison Rate 6.58%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.39%, Comparison Rate 6.77%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR more than 90%
Minimum: 90.01 PERCENT Maximum: PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.16%, Comparison Rate 8.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 50% or less
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.14%, Comparison Rate 6.53%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.14%, Comparison Rate 6.53%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.19%, Comparison Rate 6.58%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.19%, Comparison Rate 6.58%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.39%, Comparison Rate 6.77%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR more than 90%
Minimum: 90.01 PERCENT Maximum: PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 8.16%, Comparison Rate 8.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 50% or less
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.65%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 50% or less
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.59%, Comparison Rate 6.53%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 50% or less
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.59%, Comparison Rate 6.47%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 50% or less
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 50% or less
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.50%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.65%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.59%, Comparison Rate 6.53%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.59%, Comparison Rate 6.47%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.50%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.65%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.59%, Comparison Rate 6.53%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.59%, Comparison Rate 6.47%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.50%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.65%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.59%, Comparison Rate 6.53%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.59%, Comparison Rate 6.47%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.50%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.85%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.73%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.69%, Comparison Rate 6.64%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.69%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.65%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR more than 90%
Minimum: 90.01 PERCENT Maximum: PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 7.34%, Comparison Rate 8.43%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR more than 90%
Minimum: 90.01 PERCENT Maximum: PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 8.17%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR more than 90%
Minimum: 90.01 PERCENT Maximum: PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.44%, Comparison Rate 8.01%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR more than 90%
Minimum: 90.01 PERCENT Maximum: PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 7.92%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR more than 90%
Minimum: 90.01 PERCENT Maximum: PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.74%, Comparison Rate 7.87%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 80% or less
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.96%, Comparison Rate 9.08%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR 80% or less
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 7.92%, Comparison Rate 7.41%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR 80% or less
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 7.87%, Comparison Rate 7.34%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR 80% or less
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 7.87%, Comparison Rate 7.34%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR 80% or less
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 7.09%, Comparison Rate 6.75%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR 80% or less
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.79%, Comparison Rate 6.77%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR 80% or less
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 6.75%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR 80% or less
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.99%, Comparison Rate 6.93%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR 80% or less
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 7.19%, Comparison Rate 7.07%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR 50% or less
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.61%, Comparison Rate 8.97%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.61%, Comparison Rate 8.97%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.61%, Comparison Rate 8.97%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.61%, Comparison Rate 8.97%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 8.61%, Comparison Rate 8.97%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 50% or less
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.49%, Comparison Rate 6.87%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.49%, Comparison Rate 6.87%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.54%, Comparison Rate 6.92%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.54%, Comparison Rate 6.92%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.79%, Comparison Rate 7.17%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 50% or less
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.29%, Comparison Rate 6.68%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.29%, Comparison Rate 6.68%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.34%, Comparison Rate 6.72%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.34%, Comparison Rate 6.72%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.59%, Comparison Rate 6.97%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 50% or less
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.29%, Comparison Rate 6.68%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.29%, Comparison Rate 6.68%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.34%, Comparison Rate 6.72%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.34%, Comparison Rate 6.72%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.59%, Comparison Rate 6.97%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 50% or less
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.85%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 50% or less
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.73%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 50% or less
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.67%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 50% or less
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.73%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 50% or less
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.70%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.85%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.73%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.67%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.73%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.70%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.90%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.77%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.71%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.76%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.72%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.90%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.77%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.71%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.76%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.72%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 7.14%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.99%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.88%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.91%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.86%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 50% or less
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 9.01%, Comparison Rate 9.16%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 9.01%, Comparison Rate 9.16%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 9.01%, Comparison Rate 9.16%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 9.01%, Comparison Rate 9.16%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 50% or less
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.59%, Comparison Rate 6.92%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.59%, Comparison Rate 6.92%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.64%, Comparison Rate 6.97%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.64%, Comparison Rate 6.97%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 50% or less
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.39%, Comparison Rate 6.72%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.39%, Comparison Rate 6.72%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.44%, Comparison Rate 6.77%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.44%, Comparison Rate 6.77%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 50% or less
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.39%, Comparison Rate 6.72%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.39%, Comparison Rate 6.72%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.44%, Comparison Rate 6.77%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.44%, Comparison Rate 6.77%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount less than $150,000
Minimum: $40000.00 Maximum: $149999.00
  • Lending Rate Type: Variable
  • Interest Rate: 9.21%, Comparison Rate 9.26%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount $150,000 to less than $400,000
Minimum: $150000.00 Maximum: $399999.00
  • Lending Rate Type: Variable
  • Interest Rate: 7.04%, Comparison Rate 7.28%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount $400,000 to less than $700,000
Minimum: $400000.00 Maximum: $699999.00
  • Lending Rate Type: Variable
  • Interest Rate: 6.79%, Comparison Rate 7.06%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Loan amount $700,000 or more
Minimum: $700000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 6.79%, Comparison Rate 7.06%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 50% or less
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.85%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 50% or less
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.73%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 50% or less
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.67%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 50% or less
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.73%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 50% or less
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.70%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.85%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.73%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.67%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.73%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 50% and less than or equal to 60%
Minimum: 50.01 PERCENT Maximum: 60 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.70%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.90%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.77%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.71%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.76%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 60% and less than or equal to 70%
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.72%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.90%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.77%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.71%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.76%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 70% and less than or equal to 80%
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.72%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 1 year
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 7.14%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 2 years
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 7.01%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 3 years
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.91%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 4 years
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.19%, Comparison Rate 6.95%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR above 80% and less than or equal to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  Fixed term 5 years
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 6.19%, Comparison Rate 6.90%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Extra Repayments Additional Information: If have a variable loan you can make as many extra payments as you want, with no penalty whatsoever. If you're on a fixed rate loan, you can make up to $30,000 in extra payments during the fixed rate period; going above that amount will attract a penalty fee. (Of course, once the loan reverts to a variable rate, there's no extra payment limit.)
  • Guarantor
  • Other Additional Information: Member Package. For just $395 per year, add a Member Package to your Flexible Home Loan and receive lower variable and fixed interest rates, no valuation fee, no top up fee.
  • Digital Banking Additional Information: Internet banking and mobile app
  • Redraw Additional Information: Free redraws on variable home loans if you're ahead on payments (minimum $500).
  • Offset Additional Information: Offset account. Let your savings reduce your interest with a 100% offset account.
  • Other Additional Information: Pay interest-only. You can pay just the interest for up to 5 years on a home you'll live in, and request up to an additional 5 years if it's an investment property.
  • Other Additional Information: Fixed loan prepayments. Pay up to $30k into the fixed portion of your home loan during the fixed rate period, without incurring a prepayment fee.
  • Other Additional Information: Repayment holiday. Apply to take a break from repayments when the unexpected happens, if you're ahead on your repayments.
  • Other Additional Information: Rate lock. You can add a rate lock option to your fixed home loan application for $500 which lets you hedge against rates rising before the settlement date.

 Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Other Additional Information: Home loan applications are subject to the Bank's normal credit approval.
  • Residency Status - A Citizen Or Permanent Resident Of Australia Or A Citizen Of New Zealand That Is Permanently Residing In Australia And Employed (where Applicable) In Australia..

 Bank Fees and Charges

  • Member Package Fee (Periodic), Amount: 395.00. Additional Information: Payable if you choose to purchase a Member Package, at settlement, and on each anniversary.
  • Valuation Fee (Upfront), Amount: 0.00. Additional Information: If a valuation is needed, this fee is charged per property and covers some of our cost.
  • Valuation Fee (Event), Amount: 0.00. Additional Information: If a valuation is needed, this fee is charged per property and covers some of our cost.
  • Agent Fee (Upfront), Amount: 110.00. Additional Information: Payable at or before settlement if our external solicitors are required to instruct an agent to conduct settlement (e.g. if in a rural area)
  • Settlement Fee (Upfront), Amount: 250.00. Additional Information: This fee (currently $250) covers some of the costs associated with establishing and settling your home loan. This fee is payable at settlement.
  • Government Fees And Charges (Variable), Amount: Not Listed.. Additional Information: Government fees and charges. Differ by state.
  • Rate Lock Fee (Event), Amount: 500.00. Additional Information: Payable if you elect to lock in a fixed interest rate.
  • Lenders Mortgage Insurance (lmi) (Variable), Amount: Not Listed.. Additional Information: Payable when the loan amount is greater than 80% of the property's value.
  • Top Up Fee (Event), Amount: 0.00. Additional Information: Payable when you top-up your home loan.
  • Security Substitution Fee (Event), Amount: 350.00. Additional Information: Payable if we approve a request to substitute the security property for another property.
  • Bank Cheque Fee (Event), Amount: 10.00. Additional Information: Payable if we provide you with a bank cheque, repurchase a bank cheque or replace a bank cheque.
  • Telegraphic Transfer Fee (Event), Amount: 30.00. Additional Information: Payable when you request us to make a payment for you via Telegraphic Transfer.
  • Production Of Title Fee (Event), Amount: 250.00. Additional Information: Payable to produce the title to the security property.
  • Arrears Fee (Event), Amount: 25.00. Additional Information: Payable on the fifth day after: a loan facility has missed a scheduled payment and fallen into arrears, and/or; each month (or every four weeks if your payment frequency is weekly or fortnightly) that the loan remains in arrears.
  • Security Discharge Preparation Fee (Event), Amount: 350.00. Additional Information: Payable on discharge of a mortgage. Charged per property.
  • Prepayment Fee (Variable), Amount: Not Listed.. Additional Information: Payable if we incur a loss due to the early termination of a fixed interest rate period.
  • Search Fees (Variable), Amount: Not Listed.. Additional Information: It may be necessary to conduct title or instrument searches or property enquiries. If so, you must pay us at or before settlement the actual cost incurred for such searches or enquiries.
  • Consent To A Dealing Fee (Event), Amount: 250.00. Additional Information: Payable when we consent to a dealing with a property.
  • Subdivision Approval Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Subdivision approval valuation fee. Cost varies.

 Limitations & Restrictions (Constraints)

  • Min Limit of 40000.00

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