RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.88% (6.07%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.88% (6.07%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.69% (6.48%*)

  5 Year Fixed Rate - Home Package Plus Special Offers for First Home Buyers

Special Offer discounts for First Home Buyers on 5 Year Fixed rates (Home Package Plus with New Lending of > $150,000)
Category: Home Loans  Last Updated July 31, 2024  Effective December 31, 2018

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information First Home Buyer with New Lending > $150,000
Interest Rate
6.14% PA
Comparison Rate
6.68%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Other Additional Information: Rate certainty, set your rate for a term of 5 years
  • Digital Banking
  • Other Additional Information: Ability to set up automated repayments
  • Other Additional Information: Guaranteed Rate to secure your fixed rate for 90 days following your application
  • Other Additional Information: Pay no Annual Card fee on new Suncorp Bank Platinum or Standard Credit Cards.
  • Other Additional Information: No Establishment Fee
  • Other Additional Information: A discounted interest rate when you combine total home lending over $150,000 with an Everyday Options bank account
  • Other Additional Information: The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria
  • Other Additional Information: No Annual Fee - The Home Package Plus fee is waived for the life of the loan for First Home Buyers
  • Other Additional Information: Phone Banking
  • Other Additional Information: Split your loans in the package to include Variable and Fixed rate loan/s at no additional cost

 Product Eligibility

  • Other Additional Information: First Home Buyers - Applicable for Owner Occupied First Home Buyers who qualify within their state as first home buyers.
  • Other Additional Information: Home Package Plus - New Home Lending of $150,000 +
  • Other Additional Information: Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice

 Bank Fees and Charges

  • Default Interest (Event), Amount: Not Listed.. Additional Information: The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs.
  • Loan Finalisation Fee (Event), Amount: 350.00. Additional Information: Applies when a loan is paid out in full, This includes settlements, refinances and payouts.
  • Copy Of Documents Fee (Event), Amount: 35.00. Additional Information: Payable if we are required to obtain a copy of a document, including Mortgage or title seach.
  • Early Payment Interest Adjustment (epia) (Variable), Amount: Not Listed.. Additional Information: Charged when you, (a) Payout the loan during a Fixed Rate period (b) Pay more than the agreed monthly amount (c) Vary or break out of a Fixed Rate period.
  • Home Package Plus Annual Fee (Periodic), Amount: 375.00. Additional Information: The Home Package Plus Fee is waived for First Home Buyers
  • Additional Valuation Fee (Event), Amount: 150.00. Additional Information: The first valuation assessement for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, than this fee will apply.
  • Guarantor Fee (Event), Amount: 200.00. Additional Information: Applies if a guarantor is included in the loan. Fee is per guarantor.
  • Arrears Administration Fee (Event), Amount: 20.00. Additional Information: The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs.

 Limitations & Restrictions (Constraints)

  • Min Limit of 150000.00 Additional Information: Minimum Loan Balance of $150,000
  • Max Limit of 3750000.00 Additional Information: Maximum Loan Balance of $3,750,000

 Document Downloads

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